WE MAKE EMERGENCY SITUATIONS LESS STRESSFUL
INSURANCE CLAIM ASSISTANCE
When emergencies happen, the last thing anyone wants to deal with is the insurance claim process. At NH Property Recovery Group, we understand this which is why we proudly offer claim assistance to every customer, on every job.
START TO FINISH COMMUNICATIONS
Our team makes the insurance claim process simple by guiding you every step of the way. With a strong working knowledge of homeowner policies and coverage types, we document the damage thoroughly and provide detailed repair estimates for the insurance company to review. We’re also happy to communicate directly with your adjuster about our scope and pricing to help keep the process moving.
Contact NH Property Recovery Group today for more information on insurance claim assistance.
Excellent Communication
We keep you informed at every stage, ensuring clarity and confidence throughout the restoration process.
Understanding Policyholders
Our team takes the time to understand your unique needs and priorities, tailoring solutions that fit your situation.
Transparent Estimates
Our role is to document the damage clearly and provide detailed estimates. You and your insurance company make the decisions about coverage.
UNDERSTANDING THE PROCESS
EVERY STEP IS CRUCIAL IN FUNDS RECOVERY
Understanding your insurance coverage is essential when unexpected damage occurs. We guide you through the details so you know exactly what’s included and how to make the most of your policy.
- Begin your insurance claim by reporting any damage to your insurance company.
- Take photos – and lots of them! The insurance adjuster will assess and document all materials provided.
- Our team works closely with you and the insurance company to provide an accurate estimate of damages.
- Once approved, your insurance company will provide funds to cover the repair and restoration costs.
WHICH POLICY IS BEST FOR YOU?
NH HOMEOWNERS POLICIES
Homeowners Insurance Policies in New Hampshire
Know the coverage that fits your home best
Homeowners insurance policies in New Hampshire come in several forms, each offering different levels of protection. For example, a basic HO-1 policy provides limited coverage for events like fire or theft. In contrast, an HO-2 policy extends protection to a broader list of risks, such as falling objects or water discharge. The HO-3 policy is the most common option, protecting your home’s structure against all perils except those specifically excluded. For those seeking more comprehensive coverage, the HO-5 policy offers the widest protection, safeguarding both your home and personal belongings with fewer exclusions. Meanwhile, HO-8 policies are designed for older or historic properties where replacement costs differ from market value.
Understanding the differences between these options ensures you choose the coverage that best protects your home and lifestyle. Not sure which policy you have—or which one you need? Let us review your coverage today.